There’s a lot to know about energy efficiency. We want you to have the most accurate information to help you make the best choices for your home and family.

Financing Program
Financing Program
Energy upgrades save homeowners money each month on energy bills. When a rebate isn't enough to cover the cost, we have a solution through our partnership with Mariner Finance. You are eligible if:
  • Your primary residence located in the state of Maryland.
  • You are making qualifying improvements including:
    • Insulation for whole house air sealing, attics, crawl spaces, rim joist,basements, walls, attic baffles, crawlspace vapor barriers, attic tents, foundation walls
    • Duct sealing
    • Equipment replacement: water heaters, boilers, furnaces, HVAC, heat pumps 
    • Repairs required to install energy measures or to correct health and safety issues. This would include repairing a hole needed to apply energy efficiency improvements
    • Chimney energy improvements to include chimney caps
    • Energy Efficiency equipment installation: solar hot water, solar PV, geothermal – must be pre-qualified prior to loan application
    • Weather stripping: exterior windows and doors
    • Energy Monitoring equipment: hardware and software that allows home owners to monitor their energy usage while at home or away
  • You have good credit and the ability to repay. 
  • You are using a Mariner Finance approved contractor. Foam InSEALators is a Mariner Finance approved contractor.

To obtain 6.99% APR, you are required to have a home energy audit completed by a participating MD Home Performance with ENERGY STAR® Auditor (the auditors recommended by DeVere Home Performance are approved auditors). Any single qualifying ENERGY STAR® improvements or replacements qualify for 9.99% APR.

Financing program through Mariner Finance include:
  • 100% unsecured financing
  • Loan amounts ranging from $1,500-$30,000
  • Up to a 10-year amortization

To get an MD Home Energy Loan:
  • Talk with Foam InSEALators for an estimate on qualifying improvements
  • For fast pre-approval apply online or go to

A Mariner Finance Customer Service Representative will contact you with a quick decision and can provide answers to any questions you may have. Mariner Finance will pay Foam InSEALators directly when the work is completed to your satisfaction.

Energy Star logo
The ENERGY STAR program is collaboration between the U.S. Environmental Protection Agency and the U.S. Department of Energy. The program helps all save money on our energy bills, and protects the environment through energy efficient products and practices.

ENERGY STAR is often thought of as an endorsement on an appliance. While this is true, new homes can be ENERGY STAR certified. To earn the ENERGY STAR, a home must meet guidelines for energy efficiency set by the U.S. Environmental Protection Agency.  These homes are at least 15% more energy efficient than homes built to the 2004 International Residential Code (IRC), and include additional energy-saving features that typically make them 20–30% more efficient than standard homes.

Business can also benefit from following ENERGY STAR guidelines. Commercial buildings have a significant impact on the environment. EPA’s ENERGY STAR partnership offers a proven energy management strategy that helps in measuring current energy performance, setting goals, tracking savings, and rewarding improvements.

EPA provides an innovative energy performance rating system which businesses have already used for more than 96,000 buildings across the country. EPA also recognizes top performing buildings with the ENERGY STAR.

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